1. Log in to the SmartumPay application (available in App Store, Google Play Store and AppGallery) by using either your own Smartum username (with password), online banking codes or mobile certificate. If you are a SmartumPlus customer, you can only log in to SmartumPay with online banking codes or with mobile certificate.

2. Choose the QR payment. Make sure the benefit type you wish to use is correct.

3. Show the QR code you have generated to the cashier and let him/her know the sum you wish to pay.

If your employer provides you with the Smartum commute benefit, the payments are made with the QR code for now.

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