You can download SmartumPay app and use it with your saldo right away. From 1st of January, 2021 onwards SmartumPay mobile app will replace Smartum payment card as a payment method for digital Smartum benefits.

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Employer: switching from Visa card to SmartumPay

Employer: I offer my employees electronic Smartum benefits (saldo). Are there additional costs if my company uses SmartumPay?

Employer: Where can I download the SmartumPay application?

Employer: Which IDs does one use to log in to the SmartumPay application?

Employer: Why should my employees start using SmartumPay instead of vouchers or payment cards?

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