Joining the Smartum network is free. You only pay a service fee for the Smartum payments you have accepted.
No annual fees or minimum settlement amount
We'll make the settlements within the period you have requested
No additional charges for card payments
Smartum charges its partners a service fee either:
at the time of the settlement of the vouchers, or
automatically via SmartumPay and online payments.
BENEFIT | PAYMENT METHOD | SERVICE FEE |
Lunch | SmartumPay, online payment and voucher | 2,7 % |
Exercise | SmartumPay, online payment and voucher | 4,5 % |
Exercise and culture | SmartumPay, online payment and voucher | 4,5 % |
Massage | SmartumPay and online payment | 5 % |
Commute | SmartumPay and online payment | 3,5 % |
Health | SmartumPay and online payment | 5 % |
(Prices valid until further notice, prices shown with VAT 0%. VAT 24% will be added to the prices)
Account transfer fee 0,24 € + VAT 24 % from 20.3.2023.
In the Smartum network, MaRa members will receive a discount on the Smartum service fees. You must be a MaRa member to qualify for the prices below.
BENEFIT | PAYMENT METHOD | SERVICE FEE |
Lunch | SmartumPay, online payment and voucher | 2 % |
Exercise | SmartumPay, online payment and voucher | 4 % |
Exercise and culture | SmartumPay, online payment and voucher | 4 % |
Massage | SmartumPay and online payment | 5 % |
Commute | SmartumPay and online payment | 3,5 % |
(Prices valid until further notice, prices shown with VAT 0%. VAT 24% will be added to the prices)
Service fees for bank and credit card payments via the Stripe payment intermediation service: 2% + € 0.40 / transaction